Looking to move house?


You could pay off your current mortgage and take out a new one.  This is a only a good idea if you are out of your mortgage term or don't have an early repayment charge.

The majority of mortgages offered today are portable which means you can port them from one home to another. 
This means you may not have to pay any early repayment charges (ERC's) as you won't be redeeming the mortgage, just transferring it.


However porting isn't always this simple, for example what if you wanted to up-size and needed to borrow more?  Or downsize and require less of a loan?  Also, your mortgage lender will still assess the ported mortgage the same as a new mortgage. This is why its important to speak with a mortgage broker.


The most frequent request we get is for up sizing, this means you want to move from your current home to a bigger one.


What options are available to you?


You could port your existing mortgage and make up the difference with a further advance from your current lender or a second charge loan.

Send a message

Submitting Form...

The server encountered an error.

Form sent, thank you

These are only a couple of suggestions, there may be more options available to you. Book an appointment with one of our mortgage advisors to discuss your needs.

Not quite ready to apply?

Give our calculators a whirl

How much can I borrow?

  • Click here

Ever wondered how much you could borrow? Use our easy mortgage calculator to see how much you may be able to borrow

How much Stamp Duty

  • Click here

Will I pay stamp duty? How much stamp duty is due?  Our stamp duty calculator may answer your question

Mortgage Payments

  • Click here

Our mortgage payment calculator will give you an idea of how much your monthly repayment could be

Have a read through our guides



Let us source you a fantastic rate on your remortgage for free!  If you are looking to remortgage for home improvement purposes or need to release equity from your home we can help.


First time buyer

Let's keep things simple with our bespoke first time buyer service. We can help you get on the property ladder by sourcing you the perfect product, tailored to your exact needs.


Life Insurance

No-one knows what's around the corner.  That's why it's important to protect yourself, your family and your home should something happen.


Help to Buy


Large Mortgage


Commercial Mortgage


Buy to Let

If you have experienced credit issues in the past such as arrears, DMP, CCJs or missed payments don't worry. Our specialist Bad Credit.


Home mover

If its time to up or down size, getting the right advice is key.

We will compare mortgages to find you the best option for your new home.


Self employed mortgage

The mortgage world can be a minefield for the self employed, we can help you navigate it.  We have advisers who specialise in self employed mortgages to make sure you get the best possible outcome.


Equity Release


Contents Insurance


Income protection


Hello Mortgage Limited is registered in England and Wales. Registered Office: Suite 20, Cookson House, River Drive, South Shields, Tyne & Wear, NE33 1TL. Company Number: 10414170. DPA number ZA332902


Hello Mortgage Limited is an Appointed Representative of MyInfinity Finance  Limited which is authorised and regulated by the Financial Conduct Authority 672182.


© 2021 Hello Mortgage Limited - All Rights Reserved