How would you managed if you or your partner lost your jobs, especially if you’re paying a mortgage, loan or other debts, or have children to support?
You may have savings or money set aside but you could find it disappears quickly when it’s being used to pay for your monthly outgoings, food shopping and transport costs.
This is why we ask our clients to consider unemployment insurance.
This policy starts once you lose your job, and gives you a tax-free monthly income, which starts after you’ve been off work for a pre-agreed waiting period known as a deferral period.
You won’t be able to claim on your policy as soon as you take it out. There will be an exclusion period of between one and six months. This is likely to be longer with unemployment insurance than with sickness or accident cover, as insurance providers don’t want people to take out policies when they know they’re going to be made redundant.
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The cost depends on how much you need to cover and for how long you would need the benefit should you become unemployed.
Here at Hello Mortgage we believe customer service is key, in a world full of online advice we still like to offer that personal, human touch.
Our Mortgage Advisors are based in South Shields but we offer our services nationally. As a whole of market Mortgage Broker we offer a completely bespoke service based around your own unique needs and circumstances. We take the time to understand your requirements before sourcing you the perfect product.
We are here when you need us! Our offices are open out of hours and weekends, so an appointment is always available. Use our handy online appointment booker to find the perfect time for a face to face, home visit or online chat with one of our Mortgage Advisors.
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Hello Mortgage Limited is registered in England and Wales. Registered Office: Suite 20, Cookson House, River Drive, South Shields, Tyne & Wear, NE33 1TL. Company Number: 10414170. DPA number ZA332902
Hello Mortgage Limited is an Appointed Representative of MyInfinity Finance Limited which is authorised and regulated by the Financial Conduct Authority 672182.