Let's get the ball rolling by getting great advice!

How much will my mortgage be a month?

A mortgage will be one of the biggest financial commitments you will have and it’s vital that you understand the monthly cost. Use our helpful mortgage calculator below or scroll further down to our mortgage sourcing table to see what the monthly costs are likely to be.

Why Choose Hello Mortgage?

Finding the perfect mortgage yourself can be daunting. At Hello Mortgage we don’t just give you great advice, we also hold your hand throughout the entire process, whether it's buying your first home or releasing equity from your current home.

  • Whole of market broker
  • Fully qualified advisers
  • Completely Independent
What next?

Apply for a mortgage online in minutes

Get started

or chat to one of our friendly advisers

0800 292 2557

How Much Can I Afford?

How much can I borrow?

You can get an approximate idea of how much you can borrow from our mortgage affordability calculator.

Calculating mortgage affordability is not a simple task and we strongly recommended you let Hello Mortgage work this out for you.

How do Mortgage Payments work?

You have two things that you need to pay off when it comes to your mortgage.  The sum you have borrowed, or the ‘capital’, and the interest charged on the loan.

Part of the monthly payment will go towards reducing the size of your outstanding debt, while the rest will go towards covering the interest charged on that debt.

In the early years of your mortgage, a big chunk of your repayments will simply be paying interest on the capital you've borrowed, and as maller part will pay off your capital.

Today's best deals

Where to go from here?

See how much you could borrow


How to become mortgage ready?


Can I get a mortgage with bad credit?