A remortgage typically takes between 6–8 weeks, although some cases can move faster depending on the lender and how straightforward the application is. The process usually includes affordability checks, paperwork, and legal work. Starting your remortgage early helps make sure your new mortgage is ready before your current deal ends. We would always recommend looking at options approximately 6 months before your current deal ends, to ensure there is adequate time to have the application submitted, mortgage offered and the legal work completed. Hello Mortgage will always keep an eye on any rate changes throughout the process, so you can get the best possible deal.
