When you apply for a mortgage your mortgage adviser will ask you to provide different types of documentation. What documentation you need to provide for your mortgage depends on if you are self-employed, a first time buyer or a landlord.
Your Mortgage Adviser will send you a document request email specific to your mortgage application.
The standard documents that we normally need from you are:
- Signed terms of business (we send these via Signable)
- Photographic ID and proof of address
- 3 months of personal bank statements
- Last 3 months payslip
- Your credit report, if you have access to it
If you are self-employed we would typically need:
- Signed terms of business (we send these via Signable)
- Photographic ID and proof of address
- 3 months of personal bank statements
- Last filed self-assessed tax return
- Up to 2 years prior tax returns
- Your accountant's details
The above are examples of the documents we may need to process your mortgage application. We might need additional documents from you if your application is out of the norm.