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Does a solicitor need to see the mortgage offer before I exchange contracts?

Yes, your conveyancer should see the mortgage offer before you exchange contracts. Many conveyancers won't exchange contracts without seeing the document.  This is because the mortgage offer will contain important information about the terms and conditions of the mortgage, including the interest rate, the repayment period, and any fees or charges associated with the mortgage.

Your conveyancer will need to review the mortgage offer to ensure that it meets your needs and expectations, and to ensure that you are fully aware of all the terms and conditions of the mortgage. They will also be able to advise you on any potential issues with the mortgage offer and help you negotiate any necessary changes.

Exchanging contracts is a legally binding process, and once you have exchanged contracts, you will be committed to completing the purchase of the property. As a result, it is important to be fully aware of all the terms and conditions of the mortgage before you exchange contracts.

In summary, having your solicitor review the mortgage offer before you exchange contracts can help ensure that you are fully aware of all the terms and conditions of the mortgage, and can help you avoid any potential problems or issues down the line.