is simply dummy text of the printing and typesetting industry.
It's a ratio that compares the amount of a loan to the value of the property being purchased.
Conveyancing in the UK refers to the legal process of transferring ownership of a property from one person to another.
Yes, you can negotiate this directly with the seller and their estate agent.
Many conveyancers won't exchange contracts without seeing a mortgage offer.
The term "deposit" in the context of conveyancing refers to the money that you pay to show your commitment to the purchase of a property.
The Land Registry is a government agency in the United Kingdom responsible for maintaining a public register of information about land and property ownership.
A (DiP) decision in principle, is also known as a mortgage in principle or a mortgage promise.
European Standardised Information Sheet
Annual Percentage Rate of Charge
Let's start at the very beginning.
There is no fixed credit score requirement but the higher the score the better your options.
This article will explore the role the deposit plays in the process, and what impact the pandemic has had on the mortgage market.
It is a calculation that compares your income to your outgoings to see how much surplus funds you have left for your mortgage repayments.
Singable is a UK based electronic signature provider that provides eSignature technology.
A mortgage lender will ask for at least 3 months bank statements for all the bank accounts you hold.